{"id":590,"date":"2025-07-31T12:20:28","date_gmt":"2025-07-31T10:20:28","guid":{"rendered":"https:\/\/privor.agenturschmucki.ch\/?page_id=590"},"modified":"2026-02-18T11:59:13","modified_gmt":"2026-02-18T10:59:13","slug":"libre-passage-2e-pilier","status":"publish","type":"page","link":"https:\/\/staging.privor.ch\/fr\/libre-passage-2e-pilier\/","title":{"rendered":"Libre passage 2<sup>e<\/sup> pilier"},"content":{"rendered":"\n<section class=\"wp-block-group alignwide section-header is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-cover alignwide is-light has-custom-content-position is-position-bottom-center\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"711\" class=\"wp-block-cover__image-background wp-image-300 size-large\" alt=\"\" src=\"https:\/\/staging.privor.ch\/wp-content\/uploads\/2025\/08\/privor_stiftung_3saeule_freizuegigkeitsstiftung_6-1024x711.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/staging.privor.ch\/wp-content\/uploads\/2025\/08\/privor_stiftung_3saeule_freizuegigkeitsstiftung_6-1024x711.jpg 1024w, https:\/\/staging.privor.ch\/wp-content\/uploads\/2025\/08\/privor_stiftung_3saeule_freizuegigkeitsstiftung_6-300x208.jpg 300w, https:\/\/staging.privor.ch\/wp-content\/uploads\/2025\/08\/privor_stiftung_3saeule_freizuegigkeitsstiftung_6-768x533.jpg 768w, https:\/\/staging.privor.ch\/wp-content\/uploads\/2025\/08\/privor_stiftung_3saeule_freizuegigkeitsstiftung_6-1536x1067.jpg 1536w, https:\/\/staging.privor.ch\/wp-content\/uploads\/2025\/08\/privor_stiftung_3saeule_freizuegigkeitsstiftung_6-2048x1422.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim\" style=\"background-color:#698ab7\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group alignfull is-horizontal is-content-justification-left is-nowrap is-layout-flex wp-container-core-group-is-layout-c43d38c9 wp-block-group-is-layout-flex\">\n<h1 class=\"wp-block-heading alignfull slide-in-left\">Placement des<br>avoirs 2<sup>e<\/sup>&nbsp;pilier \u2013<br><strong>rentable<\/strong>&nbsp;et&nbsp;<strong>flexible<\/strong><\/h1>\n\n\n\n<div class=\"wp-block-group fade-in delay-5 is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group cta-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group fade-in delay-5 cta_button is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\">\n<a class=\"cta\" href=\"#\" aria-label=\"Link to Contact-Page\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" version=\"1.1\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" width=\"185px\" height=\"185px\" viewBox=\"0 0 185 185\" style=\"enable-background:new 0 0 185 185;\" xml:space=\"preserve\">\n<style type=\"text\/css\">\n\t.st1{fill:url(#SVGID_1_);}\n<\/style>\n<linearGradient id=\"SVGID_1_\" gradientUnits=\"userSpaceOnUse\" x1=\"135.4971\" y1=\"9.6551\" x2=\"49.0113\" y2=\"177.5669\" gradientTransform=\"matrix(1 0 0 -1 0 186)\">\n\t<stop offset=\"0\" style=\"stop-color:#FF8200\"\/>\n\t<stop offset=\"1\" style=\"stop-color:#FF9900\"\/>\n\t<stop offset=\"1\" style=\"stop-color:#FF9900\"\/>\n<\/linearGradient>\n<path class=\"st1\" d=\"M69.1,4.9c1.5-3.1,5.5-3.9,8.1-1.8l0.2,0.2c2.3,1.9,5.8,1.5,7.6-0.9l0.2-0.2c2-2.8,6.1-2.9,8.3-0.3L93.6,2  c1.9,2.3,5.5,2.5,7.6,0.4l0.2-0.2c2.5-2.4,6.5-1.8,8.2,1.2l0.1,0.2c1.5,2.6,4.9,3.5,7.4,1.8l0.2-0.1c2.8-1.9,6.7-0.6,7.8,2.6  l0.1,0.2c1,2.9,4.2,4.3,7,3.1l0.2-0.1c3.1-1.3,6.7,0.6,7.2,4l0,0.3c0.5,3,3.4,5,6.3,4.3l0.3-0.1c3.3-0.8,6.5,1.8,6.4,5.2l0,0.3  c-0.1,3,2.4,5.5,5.5,5.4l0.3,0c3.4-0.2,6.1,2.9,5.4,6.3l-0.1,0.3c-0.6,3,1.4,5.8,4.4,6.2l0.3,0c3.4,0.5,5.4,4,4.2,7.1l-0.1,0.2  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class=\"wp-block-group alignwide is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group slide-in-up is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-4b2eccd6 wp-block-group-is-layout-flex\">\n<h2 class=\"wp-block-heading has-text-align-center\">Libre passage 2<sup>e<\/sup>&nbsp;pilier<\/h2>\n\n\n\n<p class=\"has-text-align-center\">Formation continue, cong\u00e9 maternit\u00e9, s\u00e9jour \u00e0 l\u2019\u00e9tranger ou cong\u00e9 sabbatique \u2013 il existe de nombreuses raisons pour lesquelles vous n\u2019accepteriez pas imm\u00e9diatement un nouvel emploi au terme d\u2019un rapport de travail. Le fait est que lorsque ce dernier prend fin, vous quittez \u00e9galement l\u2019institution de pr\u00e9voyance de l\u2019employeur. Le compte de libre passage Privor vous permet le placement li\u00e9 de l\u2019avoir de libre passage prescrit par la loi. Votre capital de pr\u00e9voyance est plac\u00e9 chez nous en toute s\u00e9curit\u00e9.<\/p>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group vorteile is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-4b2eccd6 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading has-text-align-center slide-in-up\">Avantages<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group slide-in-up delay-1 is-vertical is-layout-flex wp-container-core-group-is-layout-8cf370e7 wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/staging.privor.ch\/wp-content\/uploads\/2025\/08\/Rendite-hell.svg\" alt=\"\" class=\"wp-image-242\"\/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">G\u00e9n\u00e9rer un rendement<\/h4>\n\n\n\n<p class=\"is-style-paragraph-x-small is-style-paragraph-x-small--1\">Durant votre r\u00e9orientation, votre capital li\u00e9 de pr\u00e9voyance travaille pour vous. Selon votre mod\u00e8le de pr\u00e9voyance Privor, votre fortune de pr\u00e9voyance g\u00e9n\u00e8re de bons rendements avec une part individuelle de placements en titres.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group slide-in-up delay-3 is-vertical is-layout-flex wp-container-core-group-is-layout-8cf370e7 wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/staging.privor.ch\/wp-content\/uploads\/2025\/08\/Steuern-hell.svg\" alt=\"\" class=\"wp-image-243\"\/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Libre passage<\/h4>\n\n\n\n<p class=\"is-style-paragraph-x-small is-style-paragraph-x-small--2\">L\u2019avoir de libre passage peut \u00eatre retir\u00e9e au plus t\u00f4t cinq ans avant la retraite, uniquement sous forme de capital.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group slide-in-up delay-3 is-vertical is-layout-flex wp-container-core-group-is-layout-8cf370e7 wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/staging.privor.ch\/wp-content\/uploads\/2025\/08\/haus.svg\" alt=\"\" class=\"wp-image-239\"\/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Financer son logement<\/h4>\n\n\n\n<p class=\"is-style-paragraph-x-small is-style-paragraph-x-small--3\">Votre compte de libre passage Privor peut \u00eatre utilis\u00e9 pour financer votre propre logement. Utilisez votre pr\u00e9voyance vieillesse pour financer votre logement ou comme garantie pour la banque.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group slide-in-up delay-5 is-vertical is-layout-flex wp-container-core-group-is-layout-8cf370e7 wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/staging.privor.ch\/wp-content\/uploads\/2025\/08\/Flexibel-hell.svg\" alt=\"\" class=\"wp-image-244\"\/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Simple, flexible et personnel<\/h4>\n\n\n\n<p class=\"is-style-paragraph-x-small is-style-paragraph-x-small--4\">Nos sp\u00e9cialistes en pr\u00e9voyance et nos banques partenaires sont l\u00e0 pour vous conseiller, tout en vous assurant un accompagnement personnalis\u00e9 et simple. Vous recevrez en d\u00e9but d&rsquo;ann\u00e9e un extrait de compte ainsi qu\u2019un certificat fiscal.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignwide is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group fade-in delay-5 is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group cta-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group fade-in delay-5 cta_button is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\">\n<a class=\"cta\" href=\"https:\/\/staging.privor.ch\/fr\/libre-passage-2e-pilier\/#ouverture-du-compte\" aria-label=\"Link to Contact-Page\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" version=\"1.1\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" width=\"185px\" height=\"185px\" viewBox=\"0 0 185 185\" style=\"enable-background:new 0 0 185 185;\" xml:space=\"preserve\">\n<style type=\"text\/css\">\n\t.st1{fill:url(#SVGID_1_);}\n<\/style>\n<linearGradient id=\"SVGID_1_\" gradientUnits=\"userSpaceOnUse\" x1=\"135.4971\" y1=\"9.6551\" x2=\"49.0113\" y2=\"177.5669\" gradientTransform=\"matrix(1 0 0 -1 0 186)\">\n\t<stop offset=\"0\" style=\"stop-color:#FF8200\"\/>\n\t<stop offset=\"1\" style=\"stop-color:#FF9900\"\/>\n\t<stop offset=\"1\" style=\"stop-color:#FF9900\"\/>\n<\/linearGradient>\n<path class=\"st1\" d=\"M69.1,4.9c1.5-3.1,5.5-3.9,8.1-1.8l0.2,0.2c2.3,1.9,5.8,1.5,7.6-0.9l0.2-0.2c2-2.8,6.1-2.9,8.3-0.3L93.6,2  c1.9,2.3,5.5,2.5,7.6,0.4l0.2-0.2c2.5-2.4,6.5-1.8,8.2,1.2l0.1,0.2c1.5,2.6,4.9,3.5,7.4,1.8l0.2-0.1c2.8-1.9,6.7-0.6,7.8,2.6  l0.1,0.2c1,2.9,4.2,4.3,7,3.1l0.2-0.1c3.1-1.3,6.7,0.6,7.2,4l0,0.3c0.5,3,3.4,5,6.3,4.3l0.3-0.1c3.3-0.8,6.5,1.8,6.4,5.2l0,0.3  c-0.1,3,2.4,5.5,5.5,5.4l0.3,0c3.4-0.2,6.1,2.9,5.4,6.3l-0.1,0.3c-0.6,3,1.4,5.8,4.4,6.2l0.3,0c3.4,0.5,5.4,4,4.2,7.1l-0.1,0.2  c-1.1,2.8,0.4,6,3.2,6.9l0.2,0.1c3.2,1.1,4.6,4.9,2.8,7.8l-0.1,0.2c-1.6,2.6-0.7,6,2,7.4l0.2,0.1c3,1.6,3.7,5.6,1.4,8.2l-0.2,0.2  c-2,2.2-1.8,5.7,0.6,7.6l0.2,0.2c2.7,2.1,2.6,6.2-0.1,8.3l-0.2,0.2c-2.4,1.8-2.8,5.3-0.8,7.6l0.2,0.2c2.2,2.6,1.5,6.6-1.6,8.1  l-0.2,0.1c-2.7,1.4-3.7,4.8-2.1,7.4l0.1,0.2c1.8,2.9,0.3,6.7-3,7.7l-0.2,0.1c-2.9,0.9-4.5,4-3.4,6.9l0.1,0.2  c1.2,3.2-0.9,6.7-4.3,7.1l-0.3,0c-3,0.3-5.1,3.2-4.6,6.1l0,0.3c0.6,3.4-2.1,6.4-5.5,6.2l-0.3,0c-3-0.2-5.6,2.2-5.6,5.2v0.3  c0,3.4-3.2,5.9-6.5,5.1l-0.2-0.1c-2.9-0.7-5.9,1.2-6.4,4.2l0,0.3c-0.6,3.4-4.2,5.3-7.3,3.8l-0.2-0.1c-2.8-1.3-6,0.1-7.1,2.9  l-0.1,0.2c-1.2,3.2-5.1,4.4-7.9,2.5l-0.2-0.1c-2.5-1.7-5.9-1-7.5,1.6l-0.1,0.2c-1.7,2.9-5.8,3.4-8.2,1l-0.2-0.2  c-2.1-2.1-5.7-2-7.7,0.3l-0.2,0.2c-2.2,2.6-6.3,2.3-8.3-0.5l-0.1-0.2c-1.7-2.5-5.2-3-7.6-1.1l-0.2,0.2c-2.7,2.1-6.6,1.2-8-1.9  l-0.1-0.2c-1.3-2.8-4.6-3.9-7.3-2.4l-0.2,0.1c-3,1.6-6.7,0-7.6-3.3l-0.1-0.2c-0.7-2.9-3.8-4.6-6.7-3.7l-0.2,0.1  c-3.2,1.1-6.6-1.2-6.9-4.6l0-0.3c-0.2-3-2.9-5.2-5.9-4.8l-0.3,0c-3.4,0.5-6.3-2.4-5.9-5.8l0-0.3c0.3-3-1.9-5.7-5-5.8l-0.3,0  c-3.4-0.1-5.8-3.5-4.8-6.7l0.1-0.2c0.9-2.9-0.9-5.9-3.9-6.6l-0.3-0.1c-3.3-0.8-5.1-4.4-3.5-7.5l0.1-0.2c1.4-2.7,0.2-6-2.6-7.2  l-0.2-0.1c-3.1-1.3-4.2-5.3-2.1-8l0.2-0.2c1.8-2.4,1.2-5.9-1.3-7.5l-0.2-0.1c-2.9-1.9-3.2-5.9-0.7-8.2l0.2-0.2  c2.2-2,2.3-5.6,0.1-7.7l-0.2-0.2c-2.5-2.4-2.1-6.4,0.8-8.2l0.2-0.1c2.6-1.6,3.2-5.1,1.4-7.5l-0.2-0.2c-2-2.8-0.9-6.7,2.3-7.9  l0.2-0.1c2.8-1.1,4.1-4.4,2.8-7.1l-0.1-0.2C7.8,53,9.6,49.3,13,48.7l0.3-0.1c3-0.6,4.8-3.6,4-6.5l-0.1-0.2c-0.9-3.3,1.5-6.6,4.9-6.6  l0.3,0c3-0.1,5.4-2.7,5.1-5.7l0-0.3c-0.3-3.4,2.7-6.2,6-5.7l0.3,0c3,0.5,5.8-1.7,6-4.7l0-0.3c0.3-3.4,3.7-5.6,6.9-4.5l0.2,0.1  c2.9,1,6-0.6,6.8-3.6l0.1-0.2c0.9-3.3,4.7-4.9,7.6-3.2l0.2,0.1c2.6,1.5,6,0.4,7.3-2.3L69.1,4.9z\"\/>\n<\/svg>\n<\/a>\n\n\n\n<p><a href=\"https:\/\/staging.privor.ch\/fr\/libre-passage-2e-pilier\/#ouverture-du-compte\" data-type=\"page\" data-id=\"590\">Contactez la banque partenaire Privor d\u00e8s maintenant!<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group slide-in-up is-vertical is-layout-flex wp-container-core-group-is-layout-76a81b31 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading\">Conditions<\/h3>\n\n\n\n<p>De nombreuses situations n\u00e9cessitent un compte de libre passage. Par exemple lorsque:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>vous changez d\u2019emploi, vous n\u2019avez pas \u00e0 verser la totalit\u00e9 du capital de pr\u00e9voyance dans la nouvelle caisse de pension;<\/li>\n\n\n\n<li>vous devenez ind\u00e9pendant;<\/li>\n\n\n\n<li>vous avez perdu votre emploi;<\/li>\n\n\n\n<li>vous interrompez votre emploi (p. ex. en raison d\u2019un cong\u00e9 de maternit\u00e9, d\u2019un cong\u00e9 sabbatique, d\u2019une formation continue).<\/li>\n<\/ul>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignwide is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group slide-in-up is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-4b2eccd6 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading has-text-align-center\">Solutions de libre passage Privor<\/h3>\n<\/div>\n\n\n\n<details class=\"wp-block-details alignwide slide-in-up delay-1 is-layout-flow wp-block-details-is-layout-flow\"><summary>Compte \u00e9pargne<\/summary>\n<p>Lors de l\u2019ouverture d\u2019un compte, vous recevez une attestation de libre passage ainsi qu\u2019un relev\u00e9 de compte annuel.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details alignwide slide-in-up delay-1 is-layout-flow wp-block-details-is-layout-flow\"><summary>Titres ou solutions mixtes<\/summary>\n<p>Vous souhaiteriez profiter d\u2019un potentiel de rendement suppl\u00e9mentaires gr\u00e2ce \u00e0 l\u2019avoir de votre caisse de pension? Avec Privor vous pouvez choisir entre des solutions titres classiques et des solutions mixtes avec diff\u00e9rentes pond\u00e9rations de portefeuille.<\/p>\n<\/details>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignwide is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group slide-in-up is-vertical is-content-justification-left is-layout-flex wp-container-core-group-is-layout-c0ca7d81 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading has-text-align-left\">Prix et conditions*<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Ouverture de compte<\/td><td>Gratuit<\/td><\/tr><tr><td>Gestion de compte<\/td><td>Individuel aupr\u00e8s des banque partenaire Privor<\/td><\/tr><tr><td>Extrait de compte<\/td><td>Relev\u00e9 de compte au 31 d\u00e9cembre gratuit<\/td><\/tr><tr><td>Cl\u00f4ture des compte<\/td><td>Cl\u00f4ture de compte au 31 d\u00e9cembre gratuite<\/td><\/tr><tr><td>Imp\u00f4t anticip\u00e9<\/td><td>Aucun<\/td><\/tr><tr><td>Fermeture du compte<\/td><td>CHF 25.\u2013 si \u00e9tabli durant la premi\u00e8re ann\u00e9e, gratuit par la suite<\/td><\/tr><tr><td>Retrait pour l\u2019encouragement \u00e0 la propri\u00e9t\u00e9 du logement<\/td><td>CHF 400.\u2013, inscription au registre foncier inclus<\/td><\/tr><tr><td>Frais de port<\/td><td>Envoi des extraits annuelles gratuit<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"fussnote\">Conditions valables pour les comptes d\u2019\u00e9pargne.<br>Conditions pour les solutions titres individuelles sur demande.<\/p>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignwide is-style-group-bg-grey cta-padding-top is-layout-constrained wp-block-group-is-layout-constrained is-style-group-bg-grey--5\" id=\"ouverture-du-compte\">\n<div class=\"wp-block-group fade-in delay-5 is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group cta-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group fade-in delay-5 cta_button is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\">\n<a class=\"cta\" href=\"https:\/\/staging.privor.ch\/fr\/banques-partenaires\/\" aria-label=\"Link to Contact-Page\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" version=\"1.1\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" width=\"185px\" height=\"185px\" viewBox=\"0 0 185 185\" style=\"enable-background:new 0 0 185 185;\" xml:space=\"preserve\">\n<style type=\"text\/css\">\n\t.st1{fill:url(#SVGID_1_);}\n<\/style>\n<linearGradient id=\"SVGID_1_\" gradientUnits=\"userSpaceOnUse\" x1=\"135.4971\" y1=\"9.6551\" x2=\"49.0113\" y2=\"177.5669\" gradientTransform=\"matrix(1 0 0 -1 0 186)\">\n\t<stop offset=\"0\" style=\"stop-color:#FF8200\"\/>\n\t<stop offset=\"1\" style=\"stop-color:#FF9900\"\/>\n\t<stop offset=\"1\" 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c2.2-2,2.3-5.6,0.1-7.7l-0.2-0.2c-2.5-2.4-2.1-6.4,0.8-8.2l0.2-0.1c2.6-1.6,3.2-5.1,1.4-7.5l-0.2-0.2c-2-2.8-0.9-6.7,2.3-7.9  l0.2-0.1c2.8-1.1,4.1-4.4,2.8-7.1l-0.1-0.2C7.8,53,9.6,49.3,13,48.7l0.3-0.1c3-0.6,4.8-3.6,4-6.5l-0.1-0.2c-0.9-3.3,1.5-6.6,4.9-6.6  l0.3,0c3-0.1,5.4-2.7,5.1-5.7l0-0.3c-0.3-3.4,2.7-6.2,6-5.7l0.3,0c3,0.5,5.8-1.7,6-4.7l0-0.3c0.3-3.4,3.7-5.6,6.9-4.5l0.2,0.1  c2.9,1,6-0.6,6.8-3.6l0.1-0.2c0.9-3.3,4.7-4.9,7.6-3.2l0.2,0.1c2.6,1.5,6,0.4,7.3-2.3L69.1,4.9z\"\/>\n<\/svg>\n<\/a>\n\n\n\n<p><a href=\"https:\/\/staging.privor.ch\/fr\/banques-partenaires\/\" data-type=\"page\" data-id=\"603\">Trouvez une banque partenaire Privor<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group slide-in-up is-vertical is-layout-flex wp-container-core-group-is-layout-76a81b31 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading\">Ouverture du compte<\/h3>\n\n\n\n<p>L\u2019avoir de libre passage ne peut \u00eatre transf\u00e9r\u00e9 en tant qu\u2019assur\u00e9 actif d\u2019une caisse de pension que par cette derni\u00e8re ou par une autre fondation de libre passage. Une cotisation d\u2019\u00e9pargne priv\u00e9e ne peut \u00eatre vers\u00e9e qu\u2019en cas de remboursement d\u2019un retrait pour l\u2019encouragement \u00e0 la propri\u00e9t\u00e9. Ce dernier doit \u00eatre restitu\u00e9e au 2<sup>e<\/sup>&nbsp;pilier au moment de la vente de la maison. Le compte n\u2019est ouvert qu\u2019apr\u00e8s r\u00e9ception de la prestation de libre passage. Nos banques partenaires Privor vous conseilleront volontiers et vous indiqueront les coordonn\u00e9es bancaires pour le transfert.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-file\"><a id=\"wp-block-file--media-c12e645b-81d3-4c48-bf86-57b193d3706b\" href=\"https:\/\/staging.privor.ch\/wp-content\/uploads\/2025\/08\/privor_reglement_fondation_de_libre_passage_FR.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">R\u00e8glement de libre passage<\/a><\/div>\n\n\n\n<div class=\"wp-block-file\"><a id=\"wp-block-file--media-aafb3026-7b5d-44d5-ab5b-e1fcac7b6a01\" href=\"https:\/\/staging.privor.ch\/wp-content\/uploads\/2025\/08\/privor_reglement_fondation_de_libre_passage_reglement_de_placement_FR.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">R\u00e8glement de placement<\/a><\/div>\n\n\n\n<div class=\"wp-block-file\"><a id=\"wp-block-file--media-0bfb1794-4ca1-4c9f-ac5d-080dc782ae35\" href=\"https:\/\/staging.privor.ch\/wp-content\/uploads\/2025\/08\/privor_libre_passage_2eme_pilier_reglement_des_frais_FR.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">R\u00e8glement des frais<\/a><\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Libre passage 2e&nbsp;pilier Formation continue, cong\u00e9 maternit\u00e9, s\u00e9jour \u00e0 l\u2019\u00e9tranger ou cong\u00e9 sabbatique \u2013 il existe de nombreuses raisons pour lesquelles vous n\u2019accepteriez pas imm\u00e9diatement un nouvel emploi au terme d\u2019un rapport de travail. Le fait est que lorsque ce dernier prend fin, vous quittez \u00e9galement l\u2019institution de pr\u00e9voyance de l\u2019employeur. Le compte de libre [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":21,"comment_status":"closed","ping_status":"closed","template":"wp-custom-template-index-footer-white","meta":{"footnotes":""},"class_list":["post-590","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/staging.privor.ch\/fr\/wp-json\/wp\/v2\/pages\/590","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.privor.ch\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/staging.privor.ch\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/staging.privor.ch\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.privor.ch\/fr\/wp-json\/wp\/v2\/comments?post=590"}],"version-history":[{"count":10,"href":"https:\/\/staging.privor.ch\/fr\/wp-json\/wp\/v2\/pages\/590\/revisions"}],"predecessor-version":[{"id":1178,"href":"https:\/\/staging.privor.ch\/fr\/wp-json\/wp\/v2\/pages\/590\/revisions\/1178"}],"wp:attachment":[{"href":"https:\/\/staging.privor.ch\/fr\/wp-json\/wp\/v2\/media?parent=590"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}